.crumb { font-size: 13px; color: var(--hp-muted); padding: 20px 0 0; }
      .crumb a { color: var(--hp-muted); }
      .hero-art { height: 420px; border-radius: 28px; background: var(--hp-yellow); overflow: hidden; position: relative; }
      .hero-art .s1 { position: absolute; left: 34px; bottom: 40px; width: 300px; border-radius: 14px; box-shadow: 0 14px 40px rgba(28,52,107,.22); }
      .hero-art .s2 { position: absolute; right: 30px; top: 40px; width: 220px; border-radius: 12px; box-shadow: inset 0 0 0 5px var(--hp-ink); }
      .reassure { font-size: 13px; color: var(--hp-muted); margin: 0; }
      .checklist { display: grid; gap: 16px; }
      .checklist.two-up { grid-template-columns: 1fr 1fr; column-gap: 40px; } /* one column on phones, see below */
      .chk { display: flex; gap: 14px; align-items: flex-start; }
      .chk .tick { width: 26px; height: 26px; border-radius: 50%; background: var(--hp-lime); color: var(--hp-teal-ink);
        font-weight: 700; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
      .chk h3 { margin: 0 0 3px; color: #fff; font-size: 16px; font-weight: 600; }
      .chk p { margin: 0; color: var(--hp-on-blue-80); font-size: 14px; line-height: 21px; }
      .flow { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
      .flow .f { background: #fff; border-radius: 22px; box-shadow: var(--shadow-card); padding: 26px; }
      .flow .step { font-family: var(--font-display); font-size: 34px; color: var(--hp-coral); line-height: 1; }
      .flow h3 { margin: 10px 0 6px; font-size: 17px; font-weight: 600; color: var(--hp-ink); }
      .flow p { margin: 0; font-size: 13px; line-height: 20px; color: var(--hp-body); }
      .vs { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
      .vs .c { border-radius: 24px; padding: 30px; }
      .vs .bad { background: #fff; box-shadow: var(--ring-hairline); }
      .vs .good { background: var(--hp-lime); }
      .vs .lab { display: inline-block; font-size: var(--fs-micro); font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
        padding: 4px 12px; border-radius: 999px; margin-bottom: 14px; }
      .vs h3 { margin: 0 0 16px; font-size: 22px; font-weight: 600; color: var(--hp-ink); }
      .vs ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
      .vs li { font-size: 14px; line-height: 20px; padding-left: 26px; position: relative; color: var(--hp-body); }
      .vs .bad li::before { content: "✕"; position: absolute; left: 0; color: var(--hp-muted); font-weight: 700; }
      .vs .good li::before { content: "✓"; position: absolute; left: 0; color: var(--hp-teal-ink); font-weight: 700; }
      @media (max-width:900px){
        .flow { grid-template-columns: 1fr; }
        .vs { grid-template-columns: 1fr; }
      }
      @media (max-width:600px){ .flow, .checklist.two-up { grid-template-columns: 1fr; } }